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What is the time limit to file a consumer complaint? Can I file complaint if the cause of action was 3 years ago?

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What is the time limit to file a consumer complaint? Can I file complaint if the cause of action was 3 years ago?

Ans.  

No, you cannot file a consumer complaint as limitation to file consumer complaint is 2 years from the date of cause of action. 

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My car met with an accident and insurance was active at the time of accident. Insurance company has refused to pay claim amount I spent on basis of my fault. What can I do?

Ans.  You can file a consumer complaint within 2 years from the date of cause of action and can claim insurance amount. 
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I received defective watch that costs Rs. 7000. Where can I file complaint?

Ans.  You can file consumer complaint before District Consumer Forum . 
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