Property Valuation
Property Valuation is the process of developing an opinion about market value of the real estate property. Alike other consumer goods, benefits of real estate can be endure over a period of time, so it is important to get valuation report for long time benefits.
Title is the legal ownership right to the property. Investment in the property is one of the chief investments as many people spend their entire lifetime income on buying property. So Title of property is one the foremost concern that everyone faces at the time of buying a property. So it is very pertinent to get the title/property documents verified before purchasing property to save buyers from defective/fake title.
As it has been witnessed in certain cases that law has presumed that it is lawful obligation of buyer to get the title documents verified so as to ensure genuineness of property title.
The Limitation Act, 1963 provides a limitation period of 12 years in case of adverse possession for private land while limitation period in case of land/right related to government is 30 years. So it is pertinent to get title verified in limited lime to avoid any kind of encumbrances related to property/title.
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Property valuation is done by banks by multiplying the built up area of the property with the cost of construction per square feet. This is the typical method followed by banks.
Title of the property, Sale Deed, Encumbrance Certificate, Occupancy Certificate, completion certificate, Building Plan Approvals and Possession Certificate, latest tax receipts etc.
Yes, anyone can do title search. But it is complex process and time consuming as one need to check record of property from government department and extract relevant information. SO it is always recommended to take professional help for the same.
Anything which encumbers the owner’s right in the property or which cause the owner to lose its right over property..
Time consume varies from case to case. Generally it takes around 24 to 72 hours depending on nature and complexity of the matter.
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